Tag: 上海花千坊

Fed Insight: A Snapshot of U.S. Housing

Fed Insight: A Snapshot of U.S. Housing

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Fed Insight: A Snapshot of U.S. Housing Tagged with: Fed Federal Reserve Homebuyers Homeowners in Daily Dose, Featured, Journal, Market Studies, News Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Fed Insight: A Snapshot of U.S. Housing June 14, 2018 1,364 Views Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Subscribe The Best Markets For Residential Property Investors 2 days agocenter_img Sign up for DS News Daily A recent report by the Fed attempts to gauge the health of the United States economy, in the process providing insights into the health of the housing market as well.Entitled “Report on the Economic Well-Being of U.S. Households in 2017,” the report was prepared by the Consumer and Community Development Research Section of the Federal Reserve Board’s Division of Consumer and Community Affairs (DCCA) and was recently released to the public. The results are based on the fifth annual Survey of Household Economics and Decisionmaking (SHED), which the Fed report describes as being designed to provide “insights into how households approach their financial lives and decisions.”Survey respondents reported plenty of good news. Seventy-four percent of adults surveyed said they were either “doing okay” or living comfortably in 2017, up 10 percentage points over the original 2013 survey’s results. However, the Fed survey did register discrepancies in optimism depending on demographics. Over three-fourths of white respondents reported that they were financially doing okay in 2017, as compared to less than two-thirds of blacks and Hispanics.Three in 10 adults reported that their family income varies from month to month, and 1 in 10 reported experiencing hardships due to those fluctuations. Nearly 25 percent of young adults under age 30, and 10 percent of all adults, reported receiving financial support from someone living outside their home.When it comes to housing, 8 in 10 adults living in middle- or upper-income neighborhoods reported being satisfied with their community, whereas the reported satisfaction rate for those living in low- or moderate-income neighborhoods drops to 6 in 10.Sixty-six percent of adults surveyed reported owning a home, 25 percent were renting, and eight percent reported some other type of living arrangement. On average, renters are both younger and report lower income than homeowners, with less than half of those with incomes under $40,000 owning their own home.The median monthly rent was reported as being between $750 and $1,000. For low-income renters bringing in $40,000 or less a year, that median monthly rent drops to between $500 and $750. Seven out of 10 low-income renters reported spending more than 30 percent of their income on housing. To read the full Fed report, including insights into student loans, employment, and retirement, click here. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago About Author: David Wharton Previous: FHFA Addresses GSEs’ Slimdown Next: The See-Saw of Home Sales and Inventory Fed Federal Reserve Homebuyers Homeowners 2018-06-14 David Whartonlast_img read more

Joe Satriani Brings The ‘Shockwave’ To Denver: A Gallery

Joe Satriani Brings The ‘Shockwave’ To Denver: A Gallery

first_imgLoad remaining images Check out photos via Conrad Meyer, with a full gallery at the bottom. Renowned guitar master Joe Satriani kicked the Monday blues at the Paramount Theater in Denver this week with a rocking performance. The guitar virtuoso is currently underway with his Shockwave Tour in support of his new studio album, Shockwave Supernova, showing all corners of the country that he’s still got it. The killer show tapped into Satriani’s 30-year career-spanning catalog, pleasing older and newer fans alike.last_img read more

Why now might be a good time to buy a home

Why now might be a good time to buy a home

first_imgby: Mark HuffmanLet’s start by conceding that buying a house these days is a lot different than it used to be. Before the housing crash, you could be pretty confident that if you purchased property it would rather quickly appreciate in value.It was looked at as an investment, a smart place to put your money. But a lot of people who purchased a home at the top of the market in 2007 owe a lot more on their mortgage than their homes are worth.Today, people can still make money buying and selling real estate, but most home buyers have different motivations, even though a big one still has to do with money.Owning vs. rentingIn some markets the monthly cost of putting a roof over your head is significantly less owning rather than renting. Rents have skyrocketed over the last five years while mortgage rates remain near historic lows.If you have been thinking about purchasing a home, the first half of 2015 might be a good time. One big reason is a new survey from Fannie Mae that shows consumer confidence in the housing market declined a bit in December. continue reading » 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Wellington Police Notes: Friday, Oct. 9 to Sunday, Oct. 11, 2015

Wellington Police Notes: Friday, Oct. 9 to Sunday, Oct. 11, 2015

first_imgWellington Police notes for Friday, Oct. 9 to Sunday, Oct. 11, 2015:Friday, Oct. 9, 2015: •8:10 a.m. Officers investigated criminal damage to property in the 1100 block N. Washington, Wellington.•Jamie D. Finney, 40, Wellington was served a notice to appear for dog at large.•11:45 a.m. Officers took a report of a mental subject in the 100 block N. Arthur, Wellington.•3:24 p.m. Non-Injury accident in the 600 block E. U.S. 160, Wellington involving vehicles operated by Ricky D. Phelps, 52, Wellington and juvenile male, 16, Udall.•3:30 p.m. Non-Injury accident in the 100 block E. Lincoln, Wellington involving vehicles operated by William L. Shoemaker, 70, Wellington and Dacia L. Chaffee, 21, Wellington.•3:45 p.m. William L. Shoemaker, 70, Wellington was issued a notice to appear for fail to yield, right of way at intersection.•3:58 p.m. Officers took a report of a domestic dispute in the 600 block E. Lincoln, Wellington by a known subject.•4:38 p.m. Officers investigated criminal threat in the 200 block N. C, Wellington by known suspect.•8:11 p.m. Non-Injury accident in the 800 block N. Woodlawn, Wellington involving a vehicle operated by David W. Troutman, 39, Wellington.Saturday, October 10, 2015•12:40 a.m. Officers took a report of suspicious activity in the 200 block N. Washington, Wellington.•2:20 a.m. Officers took a report of a civil matter in the 100 block W. 12th, Wellington.•4:35 a.m. Officers investigated driving while license is suspended, no proof of insurance and disobeyed stop sign.•4:59 a.m. Angela D. Arrieta, 37, Wellington was arrested, charged and bonded with driving while license is suspended, no proof of insurance and disobeyed stop sign.•9:46 a.m. Dustin L. Hoss, 33, Wellington was arrested on a city of Wellington warrant for theft.•2:02 p.m. Officers investigated a domestic battery and criminal damage to property in the 1600 N. B, Wellington by known suspect(s).•12 p.m. Officers took a report of found property in the 600 block E. Harvey, Wellington.•1:04 p.m. Officers took a report of suspicious activity in the 700 block S. Blaine, Wellington.•4:41 p.m. Officers investigated disorderly conduct in the 300 block S. Olive, Wellington by known suspect.•11:48 p.m. Officers investigated intent to distribute stimulant, use of a communication device in the commission of a drug violation, possession of drug paraphernalia and driving while license is suspended in the 1000 block Shady Lane Ct, Wellington.Sunday, October 11, 2015•12:11 a.m. Vance J. Lough, 49, Wellington was arrested, charged and confined with intent to distribute stimulant, use of a communication device in the commission of a drug violation, possession of drug paraphernalia and driving while license is suspended.•2:25 p.m. Non-Injury accident in the 1100 block W. 7th, Wellington involving a vehicle operated by Robin M. Koehn, 59, Caldwell and a parked and unoccupied vehicle owned by Nicholas J. Layton, Wellington.last_img read more

A Black coach has resurrected Penn State football, and Kavanaugh for Supreme Court? C’mon, man! (Oct. 3)

A Black coach has resurrected Penn State football, and Kavanaugh for Supreme Court? C’mon, man! (Oct. 3)

first_imgJAMES FRANKLIN, the Black head coach who has helped Penn State return to national prominence. After a one-point loss to Ohio State in Happy Valley, Sept. 29, he vowed to do everything possible to get the Nittany Lions football team to an “elite” level. (AP PHOTO):10—This should make you feel real good. I was at the game…so everything I tell ya will be first hand and absolute. Starting with the Supreme Court truth…(huh?). Don’t worry, I’ll get you back to that, trust me. And mind you this is pregame fact…I don’t back away and hide behind the clean-up ink pen of R.T., aka, Rob Taylor. Steelers win in style at home “Right Here and Right Now!!!” 37–21. That includes four TDs from Ben and three overdue field goals from Chris Boswell (Guess I was wrong again!!!):09—That being said, and I am staying with that score, can we please stop with the Ryan Shazier talk. Yes, he’s missed but for the love of everything holy he wasn’t Superman. C’mon man, next man up please!:08—You can blame it on James Conner if you want, but Jim Brown could not have run the ball against the Ravens with no hole to run through. I still say Le’Veon who? He sold us out “for the love of money.”:07—They called us Blitzburgh for a reason. Blitz, Blitz, Blitz, Blitz. I know you don’t trust the corners to cover, but you can’t give any quarterback that much time. A quality quarterback will tear you apart all Sunday night long.:06—This just in from an “angry White woman.” Don’t get on me, that’s her handle. Anyway she’s all over Ben like white on rice…(get it?) And she needs him to stop with the excuses and throw the ball on target. Now run tell that!:05—Speaking of the truth, and I was if you were paying just a little attention. As much as I love my cousin Denny Briggs, Pitt Defensive Captain, and Lord knows I want him and his boys to reach heights of glory, Pitt is just not good enough…not big enough…not strong enough…not fast enough…not mean enough…just not enough!!! They have to find a way to recruit greater players, simple as that.:04—Speaking of being out-recruited, and once again I was. If I can just get you to focus clearly, not enough has been said about Penn State Head Coach James Franklin. At least not enough from me. A taskmaster to be sure, hard-nosed and old-school. A no-nonsense professional to be sure, and he’s recruiting circles around Pitt. Then there’s this. A Black coach has resurrected the Nittany Lions football program back to national prominence. Say what you want, but this brother with roots from the Hill District has the blue and white looking mighty sharp. And I do mean sharp. Did you notice in the player position intros they’re in suits looking professional…Ya gotta love it!:03—First of all like I’ve been telling you every week and Tim Stevens and his B-Pep crew have been preaching to you forever…Vote! Vote! Vote!…In each and every election. Especially now “because as you all know Donald Trump and his swamp must go!” BTW, I don’t think it gets any clearer. This woman gives you explicit details from “36” years ago, recounts the laughter, remembers the furniture and the flooring, puts her name, family name, reputation and life on the line in as professional manner as possible. Then the Red-Eyed Beast from the East screams like a crazy man while admitting that he loves drinking beer…as she remembers…and others stated. And you still want this guy to be a Supreme Court Justice? C’,mon man!:02—Now you see why I kept saying be careful. Be aware and be the adult when it comes to our Youth Football Program. Everyone should be outraged at the senseless shooting at Mellon Park. Rise up!:01—A few updates for you requiring the 5th Annual City League Hall of Fame Awards. #1. Anyone that knows the fabulous Tracy Jennings of Westinghouse High School, please ask her to call me (412-628-4856), we’re trying to induct her daughter in the Great Hall. #2. We found the Great Shawn Yancy. He’s going in. #3. Likewise, with Julius Hopson. He’s in. #4. Add to the legends list the legendary Irwin Brothers, Terry & Jerry of Westinghouse fame are going in. You better mark your calendar, it’s going to be another sell-out. Don’t say I didn’t warn you. Saturday, Nov. 3…Call me for all the details, like venue info, ticket sales, and more…412-628-4856!:00—GAME OVER. Like us at https://www.facebook.com/pages/New-Pittsburgh-Courier/143866755628836?ref=hlFollow @NewPghCourier on Twitter  https://twitter.com/NewPghCourierlast_img read more

Ready, Aim, Tweet; Brown fires at Roethlisberger, Tomlin

Ready, Aim, Tweet; Brown fires at Roethlisberger, Tomlin

first_imgANTONIO BROWN—Will he be a Pittsburgh Steeler next season? (AP PHOTO)PITTSBURGH (AP) — Antonio Brown’s laundry list of issues with the Pittsburgh Steelers appears to include a problem with quarterback Ben Roethlisberger’s leadership style and how head coach Mike Tomlin treated the Pro Bowl wide receiver during the regular-season finale against Cincinnati.Brown, who has requested a trade, took to Twitter on Saturday to vent in what amounted to his first expanded public comments since a falling out with the organization that has left his future with the club very much in doubt.Asked by a Twitter user about the root of his conflict with Roethlisberger, Brown responded “No conflict just a matter of respect! Mutual respect! He has a owner mentality like he can call out anybody including coaches. Players know but they can’t say anything about it otherwise they meal ticket gone. It’s a dirty game within a game. #truth.”Roethlisberger does not hesitate to take teammates to task publicly, a right the two-time Super Bowl winner says he has earned. While rarely overtly critical of Brown this season, Roethlisberger on one occasion declined to name Brown specifically when asked about the benefits of having a No. 1 receiver, instead naming just about every receiver on the roster.Brown also called out Tomlin for the way he handled Brown during the course of the final week of the regular season. The team sent Brown home two days before the game and ordered him to get some rest and have his knee examined. Tomlin said afterward Brown did not have the exam and did not communicate with the team until early on the morning of the day of the game when his agent, Drew Rosenhaus, contacted Tomlin and said Brown would be available to play.Brown arrived at the stadium in time but did not dress after the team made him inactive. He watched the first half from the sideline but was not around postgame after Pittsburgh won 16-13. The victory, however, did not help the Steelers extend their season. They missed the playoffs after finishing 9-6-1.“After the coach tell the team I quit while nursing some bumps then invite me to watch the show with same guys thinking I quit,” Brown tweeted . “I can not stand with that! I’m the bad guy doe (sic) we miss post season think about it.”Brown is expected to meet with Pittsburgh Steelers president Art Rooney II — who has declined to disparage Brown despite futile attempts to communicate with the nine-year pro — in coming days. Any such sit-down — if it even happens — appears to offer no chance at reconciling.Brown tweeted he “Loves Steelers Nation everything to my heart” but said “no more” when asked any comeback might be in the offing.___More AP NFL: https://apnews.com/tag/NFL and https://twitter.com/AP_NFLlast_img read more

Bombers girls lose heartbreaker at provincials, play for bronze medal Saturday

Bombers girls lose heartbreaker at provincials, play for bronze medal Saturday

first_imgLVR defeated Ballenas 3-1 and Abbotsford Traditional 1-0. The lone loss came 2-1 against Princess Margaret of Penticton.The Bombers meet Nanaimo District in the consolation round of the tournament.Archbishop Carney of Coquitlam plays Burnsview for the gold medal.Both games are played Saturday.Should the Bombers capture the bronze medal, the finish would be the best in for the soccer program since LVR won back-to-back provincial titles in the mid 90s. The L.V. Rogers Bombers lost 3-1 to Burnsview of Delta and now plays for bronze at the B.C. High School AA Girl’s Soccer Championships Friday in Courtney.Burnsview held a 2-0 lead late in the second half before LVR spoiled the shutout.The Bombers advanced to the final four of the 16-team tournament by capturing Pool B with a 2-1 record. LVR finished with six points, two points in front of Abbotsford Traditional and Ballenas from Vancouver Island.last_img read more

Bombers continue to fly high against High School Rugby teams

Bombers continue to fly high against High School Rugby teams

first_imgThe L.V. Rogers Bombers Rugby program continues to get better with age.The Bombers continued to dominate High School teams in the West Kootenay and province after the Bombers returned from the Kamloops RugbyFest with a clean slate, winning games against Hunting Hills, Chilliwack and South Kamloops by a combined 63-10 mark.The toughest match came against Chilliwack where the Bombers hung on for a 7-5 win. Prior to Kamloops, LVR defeated Pen Hi of Penticton 15-14, J. Lloyd Crowe of Trail 36-0 and Castlegar’s Stanley Humphries 29-0.Meanwhile, the LVR Junior Boys posted three wins in Kamloops — 46-0 over Williams Lake, 17-10 over Clearwater and 29-5 against Jasper, Alta.Grade 8 player Relmmu Wilson-Valdez scored six times for the juniors.The Bombers were in Cranbrook Thursday for a Rugby Playday.LVR hosts its own playday May 11.The Bombers are in Trail May 4.The BC Rugby Championships are set for May 26-28 in Abbotsford.last_img read more

Ramolao Makhene, people’s actor

Ramolao Makhene, people’s actor

first_img18 July 2003Arts, Culture, Science and Technology Minister Ben Ngubane has paid tribute to world-acclaimed actor Ramolao Makhene, who died of liver cancer on Sunday, saying the actor inspired South Africans through his commitment to his craft.“The death of the 56-year-old actor has shaken all of us in the arts community, not least because of his commitment to his craft, which he used to uplift the people of South Africa”, Ngubane said.Makhene was born in 1947 in Western Native Township. During the 1960s and early 1970s, he worked as a deputy librarian at the Witwatersrand University, but made a leap into acting, where he made his mark as a charismatic actor of international acclaim.He made his mark as an actor appearing in landmark South African theatre productions such as “Marabi”, and Athol Fugard’s “Nongogo” and “Sophiatown”, which he also co-wrote.He explored his talents further when he appeared on television productions, featuring in popular dramas and comedies such as “Kelebone”, “Going Up”, “Khululeka” and “Soul City”.He also appeared in famous productions such as “Iph’ Intombi”, “A Place of Weeping”, and “Cry, the Beloved Country”, earning much acclaim in the process.He won recognition at the American Film Festival in New York and the Lawrence Olivier Awards in London, and received Vita and Olive Schreiner Awards in South Africa.The arts and culture department also hailed Makhene for his outstanding job as president of Performing Arts Workers Equity (Pawe), where he helped shape the department’s White Paper on Arts, Culture and Heritage.“This White Paper is still the framework which guides the department in its development of policies aimed at improving the working conditions of South African artists,” the department said in a statement.Andile Xaba, the department’s head of communication, said Makhene strove for equality in the arts, and made the arts more accessible to every South African.“I think he was aware of government policies. He was one of the people who engaged the department to make the arts better and more accessible in an environment that is more equitable”, Xaba said.“Pawe collaborated with the department in the International Network on Cultural Policy, where they made valuable input into how government can ensure that indigenous cultures have an influence within the global context”, Xaba added.“Makhene’s openness, humour and fluent use of tsotsitaal – which is in itself an art form – will be greatly missed.”Source: BuaNewslast_img read more

Days of terror: Punjab back in 1980s, writes Manjeet Sehgal

Days of terror: Punjab back in 1980s, writes Manjeet Sehgal

first_imgJarnail Singh Bhindranwale may have died 30 years ago but some Sikhs still remember him with reverence.In fact in today’s Punjab, Bhindranwale’s cult has not vanished but grown – with many of his followers regarding him as ‘Sant Ji’ (a saint) and proudly sporting accessories and clothes bearing his photo. The craze for Bhindranwale can be gauged both from sales of his biography, and from songs, films, posters and other merchandise bearing his name. This craze is not just limited to Sikhs but extends to non-Sikhs as well.Why do Punjabis find Bhindranwale relevant today?The answer perhaps lies in the roots of the circumstances that transformed a simple village boy into a dedicated preacher and then a separatist leader. Punjab, during the early eighties, was passing through a phase of change. The lure to migrate to Western countries had compelled people to adopt all methods of ‘Kabutarbazi’, leading them to fall prey to greedy travel agents. Unemployment and crop failure were pushing the society towards a state of despair. THIS was the time Jarnail Singh Bhindranwale appeared on the horizon. Born on February 12, 1947, at the village of Rode in Faridkot, to Joginder Singh and Nihal Kaur, Jarnail Singh had little formal education but soon became a religious scholar. He remained in his village till the age of 11. He married Pritam Kaur in 1966 and fathered two sons named Ishar Singh and Inderjeet Singh, born in 1971 and 1975, respectively. On August 25, 1977, Bhindranwale was made the 14th head of Damdami Taksal, the 300-yearold Sikh educational organisation located in Chowk Mehta, 25 km from Amritsar. He headed this organisation till he was killed on June 6, 1984. Jarnail Singh followed the footsteps of previous heads and toured to distant places to promote Sikhism. His Amrit Prachar was a resounding success as he asked people to give up liquor, tobacco and drugs.advertisementTo rein in the rampant pornography, Bhindranwale’s followers stormed cinema-houses and rural video parlours and seized obscene films. The result: thousands of Sikhs were reinitiated into their faith, and people returned to gurdwaras in large numbers. People also started spending more time in their fields. As a result, Jarnail Singh came to be revered by his followers as Baba Sant Jarnail Singh Khalsa Bhindranwale. However, even in those early days, Bhindranwale had a penchant for violence. On April 13, 1978, he organised a protest to stop the assembly of Nirankari Mission in Amritsar. Unfortunately the peaceful protest turned out to be a violent one when Nirankari gunmen allegedly killed 13 unarmed Sikh protesters and left 78 injured. Bhindranwale was made a prime suspect in the assassination of the Nirankari mission head Gurbachan Singh’s which took place on April 24, 1980.He was also accused of the murder of Lala Jagat Narain, killed on September 9, 1981. Jarnail Singh was arrested on September 20, 1981 but released after 25 days. These incidents had wider repercussions as they created a rift between Hindus and Sikhs. While Sikhs were dubbed as ‘anti-national’ and ‘anti-Hindu’ Jarnail Singh stated the government was discriminating against Sikhs who, according to him, were still being treated as ‘slaves.’ The result was the demand for a separate Sikh nation – Khalistan.Khalistani terrorists started killing Hindus and the exodus of Hindus from Punjab began as the cracks widened between the two communities. Interestingly, while many believe Bhindranwale was behind the demand Khalistan, in truth is that he neither supported nor rejected this demand. Suffice to say the law and order situation in Punjab deteriorated and Jarnail Singh and his entourage moved to the Golden Temple complex (Akal Takht). He allegedly fortified the temple with heavy machineguns.The Sikh clergy objected but Jarnail Singh got political patronage from Gurcharan Singh Tohra, the then President of the SGPC.The rest is history.What does Bhindranwale and the scenario of the 1980s have to do with today’s Punjab?Quite a lot.Firstly, Bhindranwale is very much alive in the minds of some Sikhs. Radical Sikh singers like K.S. Makhan have sung songs in his praise and his popularity as a reformer and warrior is not going to go away easily. Secondly, the Punjab of today is facing many of the problems that gripped the state in the 1980s. Failed crops, poor revenue generation and faulty fiscal planning has derailed the state’s economy, with unemployment at an all time high. Vices like drugs and alcoholism are coming back to haunt the state. Some here hold the belief today’s scenario calls for another Bhindranwale.last_img read more