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#metoo happens at your credit union

#metoo happens at your credit union

first_imgThe #metoo social media movement is uniting women around the world as they share their experiences of being sexual assaulted and harassed. Their posts have raised awareness of how many women have been affected and more work needs to be done to achieve gender equality.It’s easy as a credit union leader to dismiss sexual harassment as something that happens in other offices, even though the EEOC ranks banking/finance as the industry with the most sexual harassment incidents. That’s because bullying of women is legendary on Wall Street. The credit union community is more inclusive of women and overall, isn’t as competitive and ego-driven.However, sexual harassment is so common, it eventually happens in every work environment, including credit unions. It doesn’t always take the obvious form of the lewd activities detailed in the Smith Barney “Boom Boom Room” lawsuit of the 1990s. Sometimes, the harassment occurs in a gray area, and creates a hostile environment for employees while going unnoticed by management. This behavior might not even hold up if used as a basis of a lawsuit. However, win or lose, all lawsuits drain resources, and any unhealthy work environment costs an organization good talent and lost productivity.Here are three types of unlikely male harassers I’ve observed in credit unions that you may not realize are jeopardizing your liability and productive work environment.The Creepy CasanovaThis person makes advances toward an employee, usually someone who is new and hasn’t yet developed trusted relationships with co-workers. The advances typically aren’t threatening; in fact, they are often rather sweet. This person displays inappropriate “puppy love” behavior, bestowing unwanted romantic gifts and cards on the victim. The Creepy Casanova usually has a reputation as a nice guy around the office, although fittingly, he’s also a little creepy. But because he seems like a geniunely nice guy, especially to a new employee, it’s difficult for the victim to be firm enough to stop the unwanted attention for fear of hurting his feelings or making enemies at work. Unfortunately, he doesn’t take obvious hints like failure to reciprocate, disclosure of a boyfriend or husband, or blatant attempts to avoid him around the office. Eventually, the victim will tell someone, and word will spread until someone in the office tells The Creepy Casanova to knock it off or else they’ll notify human resources. So he usually does, until another pretty young woman is hired and the cycle begins again. This behavior could potentially escalate into a stalker or even violent situation and must be brought to the attention of human resources. The HuggerThis man pressures female co-workers into hugging him under the guise of friendship. Like the Creepy Casanova, he usually has a reputation for being a nice guy and isn’t overly aggressive. It’s hard to speak out against The Hugger, because doing so might make the victim or observers seem unfriendly, rude or too easily offended. But make no mistake: The Hugger isn’t interested in promoting the universal brotherhood of man. He just wants to press his body up against women. I’m a hugger, and that’s not uncommon in the credit union industry. We’re huggy people. When you’ve worked with someone for years, as many of us have, you become close friends. But if you’ve developed a bond that allows for acceptable hugging, you know if the recipient feels comfortable being hugged … and if they don’t. If you don’t know someone that well, you don’t know them well enough to engage in that much physical contact.The Clueless ChauvinistThis man, usually older, makes inappropriately sexist comments and oftentimes doesn’t even realize he’s being sexist. In fact, his sincere intention may be to flatter the recipient. Like the man who remarked that because a new female CEO is unmarried and doesn’t have children, she’ll be successful because she must be a real “ball buster.” Or the man who told a woman how remarkable it is that even though she’s very intelligent, she also likes to make herself look pretty. These are real comments male credit union leaders, some you may know personally or by name, have made within the last year. There aren’t as many of these guys around as there were 20 years ago, thanks to attrition through retirement. And again, they seem to think they are flattering the subject. However, they nonetheless create risk for your organization if their comments demonstrate a pattern. And the very least, derogatory comments toward women won’t create a positive work environment or help you retain quality talent. I’ve seen men on social media comment that the #metoo movement is uncomfortable for them, because they are horrified and don’t know what to say or do to solve the problem. The answer is awareness. Armed with the knowledge that this behavior occurs everywhere, even in credit unions, both men and women can more easily identify it and feel confident enough to stop it. This will create a more comfortable and productive work environment, and more successful credit union. 51SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Heather Anderson Heather Anderson is co-founder of OmniChannel Communications, a marketing company that serves fintech and asset/liability management firms. Previously, she was executive editor of Credit Union Times. She has more … Web: www.omnichannelcommunications.com Detailslast_img read more

When the car becomes a commerce engine

When the car becomes a commerce engine

first_img continue reading » 11SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr While elements like style and looks have long been major selling points for carmakers, the rising interest and demand for connected cars means that consumers are beginning to expect more from the technology inside their automobiles. Parking, navigation and roadside assistance apps are already practically de rigueur on the digital dashboards of new connected cars. The next frontier is commerce and payments, with drivers looking for a more seamless experience to be built into vehicles as the POS increasingly moves to anywhere the consumer wants it to be.According to recent research report released by Visa and PYMNTS.com, The Digital Drive, America’s 135 million commuters already spend more than $210 billion a year on things like gas, parking, food, coffee and grocery pickup as part of their drive to and from work. Buying goods and services directly from or adjacent to the car is something consumers have now come to expect.The study, which surveyed more than 2,000 consumers, showed more than half currently use a mobile phone or tablet to order ahead and pay for things as part of their commute. About 40 percent of those who use their phone or tablet to buy their morning cup of coffee use an app and in-app payments to place their orders.last_img read more

Marketers ‘find the edge’

Marketers ‘find the edge’

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » Credit union marketers and business developers learned to “find their edge,” blend branding and data, and unearth positive lessons from the pandemic during Day One of the 2020 CUNA Marketing & Business Development Council Virtual Conference Collection.Conference emcee Antonio Neves—speaker, author, and award-winning journalist—welcomed attendees to the council’s inaugural virtual annual conference.Here are some highlights from Day One.‘Find the edge’Antonio Neves encouraged attendees to “find the edge”—the heart-racing energy that occurs when you’re taking risks and embracing new challenges rather than settling for business as usual.last_img read more

Uniline wants to become “One stop sport travel company”

Uniline wants to become “One stop sport travel company”

first_imgSports tourism, with its three components – tourism of sporting events, tourism of sports memories and active sports tourism – and an annual volume of 660 to 700 billion dollars, is one of the fastest growing selective forms of tourism in the world. WITHHowever, sports tourism is one of the niches that can and must extend the tourist season, especially because we have all the prerequisites, from a pleasant Mediterranean climate, connectivity, to global sporting success in both individual and team sports, and thus meet athletes as excellent ambassadors of our tourism. All the potentials of sports tourism in Croatia have been recognized by Uniline, the largest Croatian tour operator, through which tens of thousands of users of these services – from competitors, coaches to fans – and about twenty renowned sports federations and clubs.Goran Sprem, Uniline: We set ourselves the goal of becoming a “one stop sport travel company” active on a 24/7 basis, ie available to clients every day and at any timeTo sports tourism, which participates in the tourist cake with 14%, experts predict dynamic growth in the next ten years. As one of the optimal forms of year-round business, it can significantly contribute to further diversification and sustainability of Croatian tourism, he said. Goran Sprem, Executive Director of Uniline for Sports and Corporate Tourism, continuing, at this time we take care of the logistical needs of the Croatian national basketball team in the preparatory cycle for the upcoming European Championship which begins in just three days, wishing it success and better placement given the quality of top players at its disposal. “We take our clients to the Winter and Summer Olympics, football and handball world and European championships. We perform a complete annual service on all trips and matches for our renowned sports federations; handball, basketball, tennis, swimming, karate federation and other federations and clubs such as RK PPD Zagreb, BC Cibona or KHL Medveščak. After the European Basketball Championship, we will immediately follow the activities for the reception and accommodation of the best European handball players, their fans and guests, considering that Uniline is the official tourist company of the European Handball Championship in Croatia in January 2018. ” Sprem points out.Due to the dynamic growth of sports tourism in Uniline, they are starting a new business model as a solution for year-round and sustainable tourism.As Sprem points out, they set a goal to become ”One stop sport travel company” active on a 24/7 basis, ie available to clients every day and at any time. ” We see the future of this business in the systematic and continuous expansion of services and the creation of new business models in which we seek rational and cost-effective solutions for athletes, federations and clubs and their fans and guests through our specific know-how we have developed – from organizing sports development camps for all ages to the sports preparatory part and, if necessary, preparatory and competitive segments with accompanying services. ” concludes Sprem.last_img read more

Arsenal target Ryan Fraser admits he’s likely to stay at Bournemouth

Arsenal target Ryan Fraser admits he’s likely to stay at Bournemouth

first_img Comment Arsenal target Ryan Fraser admits he’s likely to stay at Bournemouth Ryan Fraser could miss out on a move to Arsenal this summer (Getty Images)Arsenal have been dealt a blow in their pursuit of Ryan Fraser after the winger admitted that he is likely to stay at Bournemouth for another season.The Gunners have the Scotland international on their summer shortlist but Bournemouth are demanding £30 million for the 25-year-old.Fraser has just a year remaining on his contract with Eddie Howe’s side and will leave on a free transfer next summer if he fails to agree a new deal.And the winger has suggested that he does not expect to join Arsenal ahead of the new season.ADVERTISEMENT Advertisement Fraser is valued at £30m by Bournemouth (Getty Images)More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘The likelihood is I will be at Bournemouth for another year,’ said Fraser.AdvertisementAdvertisement‘And what will happen, will happen.‘That is all I can really say about it. No one has really spoken to me about it.’More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal Advertisement Metro Sport ReporterThursday 13 Jun 2019 4:12 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link306Shareslast_img read more

Governor Wolf Meets with Corrections Officers to Discuss Safety Concerns, Announce New Protocols

Governor Wolf Meets with Corrections Officers to Discuss Safety Concerns, Announce New Protocols

first_imgGovernor Wolf Meets with Corrections Officers to Discuss Safety Concerns, Announce New Protocols Press Release,  Prison Reform,  Public Health,  Public Safety Waynesburg, PA – Today Governor Tom Wolf met privately with Department of Corrections staff at State Correctional Institution Greene to discuss safety concerns amid the recent spate of staff exposure to unknown substances in several of the state’s correctional facilities.Immediately following the meeting, Gov. Tom Wolf and Corrections Secretary John Wetzel announced new protocols being put in place to protect staff, visitors and inmates at Pennsylvania’s 25 state correctional facilities. All facilities have been on lockdown since August. 29.“Pennsylvania’s corrections officers put themselves in harm’s way to make our commonwealth safer, and it is up to us to provide them protection from harm,” Gov. Wolf said. “I met with several of the corrections officers here at SCI Greene today and I want to assure them that their concerns are valid and were heard.“It is our responsibility to keep all commonwealth employees safe while at work so that they return home each day to their families.”Corrections Secretary John Wetzel detailed the new protocols, which are already being phased in and which Wetzel said he hopes will be completed within the next 90 to 100 days.The changes involve a plan that Sec. Wetzel explained at today’s press conference:MailAll mail currently in correctional facilities will be returned to the sender.All mail will be sent to a separate address where it will be scanned and processed six days per week. After scanned and processed, mail will be delivered to inmates.Legal Mail will be copied by Corrections staff wearing protective clothing in the presence of inmates. The copying process will be videotaped and tapes preserved and burned weekly to a disc and original documents placed in a secure bag and maintained for 15 business days.Drone DetectionMultiple Pennsylvania Department of Corrections facilities are currently utilizing drone detection; those without drone detection will be receiving it.Procedures will reflect specific protocols for when a drone is detected, especially procedures for when a drone is present when inmates are at yard.Body ScannersBody scanners will be purchased centrally and distributed to all Correctional facilities as soon as possible.Each facility will receive two scanners: One for visitors and one for staff.Visiting RoomsStaff will be doubled in all visit rooms effectively immediately.There will be a 90-day moratorium on photos and on vending while the department develops more strict criteria for protocols on consequences of the introduction and possession of drugs by visitor and/or inmates.BooksThe department is beginning the transition to e-books coupled with a bolstered department library system featuring centralized purchasing and an ordering process.The same protocol applies to magazines.A resource account will be created where friends and family can make requests to purchase books to be delivered to inmates.Drug Information Hotline: 717-728-4743The hotline is for callers to provide any information related to the introduction of drugs or possession of drugs in a state correctional institution by inmates, visitors or staff members.Callers may remain anonymous but if any wish to speak to an investigator, may leave a name and inmate number.Family members, staff and members of the general community are also encouraged to use this PA DOC Drug hotline.“We are focusing on doing the next right thing for our staff, the inmates, the system and the commonwealth,” Sec. Wetzel said. “With the announcement of these plans to eradicate drugs in the Corrections system, we are demonstrating our all-hands-on-deck approach to safety in our prisons.”“I have confidence that the Department of Corrections, working with state agency partners and law enforcement will determine the cause or causes of the recent sickening of staff and will put in place the necessary protections and procedures to ensure staff safety,” Gov. Wolf said. September 05, 2018center_img SHARE Email Facebook Twitterlast_img read more

CoreLogic report finds one in five Brisbane units reselling at a loss

CoreLogic report finds one in five Brisbane units reselling at a loss

first_imgA new report has found the gap between houses and units has continued to widen with loss making resales for units double that of houses.NEW research has revealed just how tough Brisbane’s apartment market has become, with one in five units reselling at a loss.The latest CoreLogic Pain and Gain report, out today, found 19.9 per cent of Brisbane units sold in the September quarter changed hands for less than the previous owner had paid (13.3 per cent Sept quarter 2015).The gap between houses and units continued to widen, with loss-making resales for units double that of houses.Houses that resold at a loss came in at 4.8 per cent of detached dwellings in the quarter, down from 5.5 per cent the previous year.CoreLogic data analyst Cameron Kusher expected unit resale losses to rise further through the rest of the year, given the high levels of supply coming on-stream.“I think it (the supply) is impacting on the value of some of the existing units as well, and probably it is making units a little less desirable because there are so of many of them in certain areas, whereas detached houses are more attractive,” Mr Kusher said.“I think houses will be fairly steady, maybe decline a little bit.”He said unlike Sydney and Melbourne, the gap in pricing of units and houses in Brisbane was not so significant.Across southeast Queensland, resale losses were lowest in Toowoomba (5.3 per cent), Brisbane (6.9 per cent) and Logan (8.6 per cent) and highest at the Gold Coast (15.7 per cent), Lockyer Valley (14.6 per cent), and Scenic Rim (14.2 per cent).Mr Kusher said losses were more prevalent in tourist and retirement areas.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor9 hours ago“It is more of a lifestyle buyer in those markets and maybe there is just not that strength in lifestyle markets in southeast Queensland as much as there is for owner occupiers in and around Brisbane.”Buyers advocate Simon Pressley, of Propertyology, advised Brisbane unit owners to hold on to their properties for a little longer.“I wouldn’t sell just yet. Owners should ride it out, it will take a few years to ride out the oversupply,” he said. The chart shows Brisbane City Council’s supply- demand in the last 10 years, building approvals versus population growth. Source: PROPERTYOLOGYMr Pressley said despite a decrease in population, Brisbane City Council’s apartment approvals had increased in the past 10 years.He said the economy, and mostly a change in government, had a role to play in the losses made.Regionally, the three worst performing areas were in Queensland: Mackay (59.7 per cent), Fitzroy (51 per cent) and Townsville (46.8 per cent).Nationally, 8 per cent of houses and 12.7 per cent of units were resold at a loss over the September 2016 quarter. See the full report here.last_img read more

MacGregor to buy marine and offshore business from TTS Group

MacGregor to buy marine and offshore business from TTS Group

first_imgMacGregor, a part of Cargotec, has entered into an agreement to acquire marine and offshore business from TTS Group.MacGregor said on Thursday that TTS, a global provider of cargo handling equipment and services for merchant and offshore ships, sold its businesses for an enterprise value of EUR 87 million ($107M).TTS Group ASA and its shipyard solution business, TTS Syncrolift AS, are the only businesses excluded from the deal.According to the company, potential cost synergies are estimated to be around EUR 30-35 million on an annual level and are expected to be reached within three years from closing.“The acquisition will strengthen MacGregor’s marine and offshore activities in key areas and add further service growth potential through the increased installed base. It will also strengthen MacGregor’s position in China through the strategic joint ventures with Chinese state-owned shipbuilding companies China State Shipbuilding Corporation and China Shipbuilding Industry Corporation,” MacGregor said.TTS Group’s main products are a wide range of cargo handling and offshore cranes, RoRo access systems, hatch covers, winches, and related services. The company’s service business includes spare parts, maintenance, inspections, modernization, conversion, and training. The group has subsidiaries in Belgium, Brazil, China, Germany, Greece, Italy, Korea, Norway, Poland, Singapore, Sweden, UAE, USA, and Vietnam.MacGregor also aims to acquire EUR 161 million in sales for the period January-September 2017 from which approximately 27 percent was related to service sales. The net sales of the business aimed to be acquired equals approximately 90 percent of TTS’ net sales.Michel van Roozendaal, president of MacGregor, said: “This acquisition is an important step in executing MacGregor’s growth strategy and providing customer-focused solutions in both merchant shipping and offshore segments. Combining the strengths of these two companies creates exciting opportunities for innovation and technology development during a time of industry transformation. With a large installed base on over 9,000 vessels, the TTS portfolio will position us even better for our service business growth.”TTS Group CEO Toril Eidesvik added: “The marine industry is moving towards larger, integrated units with a global presence, offering a broader scope of products and services. In order to meet this challenge a combination of TTS’s marine and offshore activities with MacGregor will be an important step in the consolidation process and is expected to be favorable to all TTS stakeholders in the long term.”MacGregor said that more than two-thirds of TTS shareholders support the transaction and have committed to vote in favor of the deal in TTS Group’s Extraordinary General Meeting. Also, more than two-thirds of convertible bondholders have made the same commitment, if any of their bonds are converted to shares before the Extraordinary General Meeting.The acquisition is subject to regulatory approvals from competition authorities, which are expected to be received during the third quarter of 2018.Nekkar ASATTS Group ASA and its shipyard solution business, TTS Syncrolift AS, are excluded from the deal.According to a separate statement made by TTS on Thursday, the company, proposed to be renamed Nekkar ASA, would build its operation around Business Unit Shipyard Solutions with its ship lift provider brand, Syncrolift.Nekkar ASA will continue as the holding company for Syncrolift and the future portfolio companies. It will be scaled (staff and cost base) in accordance with the operating requirements of the business going forward. The preliminary assessment indicates a cost level of approximately $2 million per year.last_img read more

Makato town fest slated next month

Makato town fest slated next month

first_imgBORACAY – The Makato town in Aklan isset for its cultural and religious activities for the Sto. Niño Ati-Atihanfestival next month.      Makato is around eight kilometers fromthe provincial capital of Kalibo.(With areport from Akean Forum/PN) The activities include “Sadsad it mgaTribu,” daily novena masses,  baptism,procession of all chapel patron saints with the Holy Child, fireworks display,and nightly activities at the Makato Sports Complex. Fourteen tribes and groups willhighlight the Makato Ati-Atihan contest 2020 on Jan. 14 to 15. “Apo ni Inday” and “Sinikway nga Ati”of Barangay Calangcang were listed in the Balik-Ati group category. Three other tribes – Maharlika Tribeof Barangay Dumga, D’Kamanggahan Tribe of Barangay Poblacion, and PangawasanTribe of Barangay Cayangwan will also join the competition.    The Atras-Abante, Mag-ingkampod, LaPromesa, Eak-ang Association, and Pagtililipon of Barangay Poblacion; Joker’sof Barangay Dumga; The Wizards of Barangay Calimbajan; and Good Friends ofBarangay Mantiguib will join the modern group category. center_img Organizers led by Mayor Abencio Torresvowed various activities for devotees and merrymakers of the festivity slatedJan. 6 to 15, 2020.  The Makato town in Aklan is set for its cultural and religious activities for the Sto. Niño Ati-Atihan festival next month. AKEAN FORUM Other activities include “Paliga saBanwa” championship on Jan. 6, opening of the municipal fiesta on Jan. 7, andthe Makato boxing tournament on Jan. 8.  Reigning champion Vikings of BarangayDumga, Makato will defend its title in the tribal group category. Meanwhile, revelers will also witnessthe much-awaited “Kasadyahan sa Kalye” on Jan. 9, Ginoo at Binibining MakatoPageant on Jan. 11, the coronation night of the Master Niño 2020 on Jan. 14,and the concelebrated high mass and the Ati-Atihan concert on Jan. 15. last_img read more

CONCACAF mourns Chapecoense tragedy

CONCACAF mourns Chapecoense tragedy

first_imgTHE Confederation of North, Central America and Caribbean Association Football (CONCACAF) has put out a statement expressing its sadness at the tragedy which befell 77 persons and their families on Monday.The tragedy, as a result of a plane crash, decimated Brazillian club side Chapecoense, leaving a handful of support staff and six players as the organisation’s representatives.Chapecoense were scheduled to play the first leg of the Copa Sudamericana final against Atletico Nacional at Medellin’s Estadio Atanasio Girardot today, But the plane, carrying 72 passengers and nine crew, crashed en route from Santa Cruz de la Sierra, Bolivia, coming down in Cerro Gordo in the municipality of La Union. There were six survivors and 71 dead.The events have left a pall of gloom over the world of football and CONCACAF has expressed its sadness at the occurence.“CONCACAF is deeply saddened by the tragedy of the Associação Chapecoense de Futebol, which occurred Monday, in Colombia,” read a statement from the organisation.“The football family has lost a talented team, which had a promising future. Their outstanding path in reaching the Copa Sudamericana final for the first-ever time, will remain in the history of our game as an inspiration for younger generations across the world,” the statement continued.“CONCACAF stands in solidarity with CONMEBOL, the Confederação Brasileira de Futebol, and the Chapecoense family. Our thoughts and prayers are with all the South American football community at this difficult time,” the statement ended.In the meantime, the tribute to Brazil’s Chapecoense football team is in full swing in Medellin, Colombia.Prior to the tribute’s start, fans of the local Atletico Nacional team dressed in white and shouted slogans in support of the Brazilian squad, which was on a plane that crashed outside the city. The Brazilians were supposed to have played Atletico Nacional in the finals of the Copa Sudamericana tournament Wednesday night.A military band’s memorial tune as the stadium lights dimmed has brought tears to the faces of Atletico Nacional’s normally stern-faced players and everyone else in the nearly full 40,000-seat stadium.Black Hawk helicopters that helped in the rescue operation that managed to pull six survivors from the wreckage performed a fly-over. Several first responders who were at the crash scene attended.Brazilian Foreign Minister Jose Serra fought to hold back tears as he thanked fans for their show of solidarity. He told them: “It’s a light of hope when all of us are trying to understand what’s impossible to understand.”(Sportsmax.com)last_img read more